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01306 631605


At German Car Centre Ltd, when it comes to purchasing your new car, our aim is to ensure all our customers are fully informed of the different finance options available to them.
We have fantastic relationships with a variety of funders through our partner finance broker, Anglo Scottish Asset Finance Ltd who can offer you impartial advice and specialist knowledge, giving our clients access to some of the best finance packages and rates available on the market.

The different types of finance agreements include:

Hire Purchase

The most simple and straight-forward agreement is ‘hire purchase’ where you pay fixed monthly payments in order to spread the cost of purchasing a car over a number of years. The benefits of this agreement are that deposits are flexible whilst having fixed rates and payments make budgeting a whole lot easier. Terms available upon from 12 – 60 months, written quotations available on request.

Lease Purchase

Lease purchase is best suited to cars with higher values and for customers that like to change cars regularly. Similar to a ‘hire purchase agreement’ with the main difference being a balloon payment at the end of the agreement. This means that monthly payments are much less and whether you want to settle your agreement early or at the end of the agreement it is your choice whether you want to part-exchange the car, re-finance or just pay off the balance.

Personal Contract Purchase

PCP is our most popular option and is similar to Lease Purchase in that the monthly payments are offset by a final payment but the difference with PCP is that this final payment is optional. At the beginning of the agreement the future value of the car is set by the finance company and at the end of the agreement you have the option to just hand back the keys rather than pay the final payment or part-exchanging for another car. PCP suits a customer who is looking to keep the same car for the duration of the finance agreement.


Whichever type of agreement you choose our aim at German Car Centre is to provide a solution which puts you into the best possible position should you wish to change your car during the agreement or at the end of the agreement as we welcome building long-standing relationships with all our clients.

We highly recommend speaking with our partner finance broker Anglo Scottish Asset Finance Ltd who can offer you impartial advice and specialist knowledge when it comes to financing your car.

If you would like further information regarding which product would suit your particular requirements or would like to submit an application, please call us on 01306 631605 or fill out the form at the bottom of this page and we will respond to your enquiry within 24 hours.